Ford Commercial Finance

Companies want to grow and to grow fast. They need financing options to expand their products and services, to upscale its operations and build more. 

Financing for a business can be done in two ways either in the form of equity which is the shares you provide to the shareholders and debt which is money that you collect from creditors and various financial institutions whom you own money. 

Debt financing seems a viable option as it is less costly and gives you flexibility in decision making and managing the company whereas in equity you partly give the rights to shareholders who have the freedom to vote in company’s affairs. 

Debt is less costly, we get that, but to choose even a better option among various debt givers or creditors is cherry on top. 

The Internet, research papers, annual reports, newspapers, newsletters, give you the ability to compare these financing options and look out for the better. 

Today we look at Ford commercial finance, one of the best ways to finance businesses with flexible solutions. 

It helps the businesses in expanding their fleet, upgrading vehicles, or manage cash flows to achieve business goals.

Understanding Ford Commercial Finance

Ford motor credit company has a division called the “Ford commercial finance” which provides financing options to its customers. As Ford provides its users with commercial vehicles, it also provides them with the opportunity to offer financial products like loan leases and lines of credit for commercial vehicles and fleets.

Additionally Ford commercial finance caters to every business whatever its size be, small, medium or large. 

Benefits of Ford commercial finance

1. Personalised Financing Solutions

One of the greatest advantages of choosing Ford commercial finance is that they choose to provide you with tailored financing solutions and understand the situation of your business. They look at small businesses as well as large business owners/ managers for customised plans including flexible repayment terms, competitive interest rate and options to align the cash flow and operation requirements. 

2. Wide Range of Commercial Vehicles

Ford commerce finance offers not only financing options for just a particular type of vehicle but it offers the services to avoid a range of commercial vehicles which includes trucks, vans, tippers, buses, mixers, specialty vehicles, and that too in diverse industries such as construction, logistics, services, pickup, waste management, mining, defence, etc. 

First of all Ford provides a numerous range of commercial vehicles that suit our needs, which are customised according to our needs and can be big or small. Second, they provide good terms of financing options for our businesses.

3. Leasing Options

Some businesses want to do cost cutting and therefore are in a look out to preserve their capital. For the businesses hiring or getting a vehicle on lease is the best option as they do not have to pay the full amount for using the vehicle and they can use it for the time they deem fit. 

The advantage of this method is that they don’t have to take full ownership. Despite that challenge we can still use the product. 

4. Fleet Management

Ford pro financing does not help the client in just getting the commercial vehicle that they asked for, or the financing solutions that would make it easy for them to manage the operations they also provide management solutions. 

It’s like a whole different feature that they provide to their clients. They help the buyers in expanding their fleet, expand their services, tracking vehicle performance, optimisation, maintenance, fuel efficiency, etc. 

To ensure that their fleet operates at its best level and efficiency, the company provides a whole lot of different assistance. 

5. Flexible Payment Plans

Flexible financing options come with flexible payment plans that the business can choose from- they can opt for cash, they can opt for paying online, they can also go for instalments, seasonal payments, monthly payments, etc. 

These utilities make the businesses choose Ford as their financing option for the commercial vehicles among the many other companies.

6. Credit Lines for Expanding Fleets

Revolving lines of credit is a good option for small and medium types of businesses who want to expand their feet despite having the need to add financing applications each time which helps in reducing the time, effort and cost somehow. 

This offers the businesses financial flexibility and you do not have to worry about paying their due payments through complex payment frameworks. 

7. Expert Financial Advisors

To top it off Ford fleet financing also provides financial experts who look into your business intricacies and provide the best financing options for you so that you don’t have to worry about that thing again. 

They ask questions from you, they set your goals, analyse the business and the needs you have, then prepare a meticulous financing strategy to ensure that the plan supports the long term goals and brings success. 

How Ford Commercial Finance Supports Growth

1. Capital Efficiency

Working capital is a type of capital that is used to perform the day to day business operations efficiently. Ford Commercial Finance provides the businesses with strategies to preserve their working capital which is also the current assets minus current liabilities that you have in your business. 

Just working capital can be used in the other areas of the business that require urgent money such as marketing, technology, inventory, employee development, capital expenditure, etc. 

This helps the business in driving growth and development.

2. Enhanced Fleet Capabilities

Ford provides a wide range of commercial vehicles which cater to every possible size of business that suits the business need of the company. It is easier to adapt to newer models, access vehicles with better fuel efficiency, better technology, and lower operating cost while improving the productivity of the business. 

This is one benefit that drives other businesses to deal with Ford for choosing the commercial vehicle and get a good financing option.

3. Simplified Financial Management

You would have known by now that Ford not only provides the commercial vehicles but it also provides financing solutions, management solutions, and expert advice to drive business growth. 

With all these benefits under one roof Ford has simplified processes and consolidated the services such as streamlined payments, financial tracking, reducing administrative burden, allowing business owners to focus on growth, etc.

4. Support for Business Expansion

Whether a company wants to open a new location or add vehicles to the existing fleet, Ford provides financing options, lines of credit, services to expand the operations, and the solutions needed to scale the business seamlessly.

Also Read: Beyond Finance Houston

Why Choose Ford Finance?

One of the core values that Ford Commercial Finance has is its customer centric approach. All their services revolve around customer satisfaction and higher productivity. From discovering the assembly line to keeping the company’s legacy as the best automobile manufacturer in the automotive industries combined with a deep understanding of the needs, financing options, the company ensures that businesses receive the best possible comprehensive solutions. Their flexibility, expertise, and comprehensive support make it a go-to choice for businesses looking to optimise their vehicle investments and drive long-term growth.